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Agritourism Insurance and Risk Management
Length: 2 Hours
This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a traditional agricultural enterprise (farm or ranch) for attraction of visitors and generation of income.
The second section is devoted to an overview of the risks attendant to operating an agritainment enterprise. These include increased regulatory oversight and most definitely an increased exposure to premises liability. Of particular note is the change that a shift from farm to agritainment may cause in connection with workers compensation exposures. This section addresses this in some detail.
Basic Course Information
Learning Objectives- Legal Issues in Agritourism / Agritainment
- Agritainment Risk Management
- Legislation and Cases
- Underwriting – the AAIS Checklist for Agribusiness
- The ISO Forms – Property and Liability
Major Subjects
- The chief objective of the course is to have students gain a wide-ranging sensitivity for the issues they might encounter if asked to insure an agritainment facility or have a traditional farm or ranch move into that business. The emphasis is on getting the forms and coverages right, which is why the seminar ends, rather than begins, with the insurance form discussion. Additionally, a secondary objective is to bring people up-to-date on legal and risk management issues for agritourism.
Richard Pitts, Vice President and General Counsel, Arlington Roe
Richard S. Pitts is a private practice attorney in the insurance industry. Rick serves as Vice-President and General Counsel to Arlington/Roe & Co., Inc., an insurance brokerage and managing general agent headquartered in Indianapolis. Rick also serves as general counsel to the Independent Insurance Agents of Indiana, Inc., as well as its sister organization in Kentucky. Rick speaks annually at the “Roadshows” in Kentucky and Indiana’s Agency Compliance Seminars and presents various seminars on insurance and employment related matters. Pitts has also presented continuing education seminars to insurance professionals nationally through industry groups including the National Alliance for Insurance Education and Research.
Rick is a 1983 graduate of Wabash College and a 1986 graduate of Indiana University School of Law – Indianapolis. Pitts clerked for the Honorable Patrick D. Sullivan, a judge of the Indiana Court of Appeals in 1986-87. Rick is admitted to practice before Indiana state and federal courts, the United States Supreme Court and the United States Court of Appeals for the Seventh Circuit and is a member of local, state and national bar associations. Pitts has tried multiple cases and participated in over seventy appeals.
Pitts is the recipient of the “Excellence in Continuing Legal Education Award” from the Indiana Continuing Legal Education Forum (ICLEF), having served as a panelist and lecturer on a variety of continuing education subjects. Pitts has co-authored two articles appearing in the Indiana Law Review.
